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American Debt Consolidation Help , the organization just beyond the financing
What is American Debt Consolidation Help?
American Debt Consolidation Help is an christian debt consolidation organization of energetic, enthusiastic and smart individuals who have set themselves a goal of providing debt relief to millions of Americans who are going through the crisis of debt like credit card debt, medical debt, student loan debt and other debt related financial problems that arises due to day to day money management mistakes.
There are many families and individuals who live in debts across America. American Debt Consolidation Help, helps these families and individual overcome the burdens of their debts with less costs. It is done by conducting a lot of consultations in the finance side, by making the consumer aware and guiding them appropriately towards a solution. These individuals are a set of dedicated people who work passionately towards helping their clients.
until your debts are settled and agreements with creditors are reached. No cancellation fees and you can always get all your money back."
They helps in consolidating and settling debts and that works as an alternate to bankruptcy. They work towards helping the people in debt get back to their financial comfort level as soon as possible. It is a strong organization that understands the importance of community and service to the people. They didn't put you on loan by offering debt consolidation loan but help you settle you debt by legal way and trying to reduce your debt.
They and their servicing partner work hard for tens and thousands of customers. These customers are their motivation to go to work daily. And these customers inspire the employees of the American Debt Consolidation Help to strive for more excellence and rise above their usual standards or working.
Customer Service Representatives and Their Services to the People:
The Negotiators and Customer Service representatives work hard to serve their clients better. They try to find a solution for these clients who are experiencing financial and medical difficulties. The clients are not charged unless your debts have been cleared and some agreement has been reached with their creditors. They help you face the harsh truth of listening to a negative reply most of the time. You should be made aware of the fact that debt settlement is not your right. Though the government encourages the creditors, they are agreed to do the debt settlement only when they are unable afford other ways of paying the money. The laws put forth by the government protect you from abusive creditors and from harassment but you will still have to pay your debts.
It is true that the government encourages creditors to agree to debt settlement but only when their financial capabilities dictate that they cannot afford paying off in other ways. The law states that they should be open to debt settlement. That does not mean that they should agree or accept your terms. The government put out all these laws so that as a debtor you will not find yourself harassed by the creditors. It will not relieve you of your debt and you should still look for favor in the eyes of your creditor.
They are proud member of the
BBB, Chamber of Commerce, RatePoint, D&B, TASC, IAPDA and has been rated as the #1 Debt Relief Company in the USA for 2 years including 2013!
The debt relief options are discussed with the creditors and a decision is made depending on your financial abilities. If you are able to pay off your debts at one go, then you will be getting lower interest rates. They will also help you in extending your payment period so that you can lower the monthly amount which you have to pay every month.
Reaching Out to them:
As customer service representatives and clients there are a few things that they need to know when settling debts. It is best that you put down everything in writing. The creditors deal with a lot of debtors, hence it is difficult for them to remember or track the records or your previous dealings. Keep a copy of everything and make sure that you get the updates of the progress so that you are aware of what exactly is going on.
If your conversation is done through the phone, then make sure that you know with whom you spoke. Take down the name and designation of the person with whom you spoke. That will help for further reference. Keep everything written down and make sure you ask the creditor also to do the same for easier understanding and communication.
Do not pay your creditor unless you are fully sure that he/she has agreed to the same terms and proposals that are mentioned in the form. Also make sure that you have fully understood the new terms of the agreement so that there are no problems in the future. Patience also helps. Creditors do not like to see your debt remaining unsettled. If you are financially not able to pay off your debts, these creditors will help you settle them.
Debt help service representatives will give you some expert counseling in credit and debt management, which make you sure that there is no need for debt consolidation loan for debt relief. You are given free financial assessments where they will guide you in choosing a program that is affordable to you. You will be charged only after there is an outcome. If you closely check out the programs, you will know that all the programs are personalized and tailored to suit your specific requirements.
Being debt free also makes you stress free and relieves you from a lot of professional as well as personal tensions. You need to do that first step of contacting us, then the rest is assured that you will be given a competitive quote on debt relief which will help you decide on how to go forward with it and achieve a more peaceful life , debt free. There are no set formulas for being debt free. We, at the American Debt Consolidation Help see what suits you the best and we will work in helping you achieve that.
The best way you can give back these customer service representatives is by referring them to another family that requires their service and help. Get in touch with us at American Debt Consolidation Help.com. Contact us via email, phone or the form which is there on this page. We will soon call you with all the information. We work towards providing a good service and help you to negotiate in lowering your payment scheme with the creditors. We provide you with one of the best services in America, stretching across every State.
Debt Consolidation Service Testimonial Video
No fees until your debts are settled
No Charge for Cancellation
NOT A Debt consolidation loan
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